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Liability insurance for dogs protects owners from financial responsibility if their dog causes injury to a person or damage to property. It covers medical expenses, legal fees, and any settlements resulting from incidents such as dog bites or accidental damage. This type of insurance is especially important for owners of breeds considered high-risk or dogs with a history of behavioral issues. While some homeowners or renters insurance policies may offer limited coverage, they often have exclusions. A dedicated dog liability policy provides broader protection, offering peace of mind and demonstrating responsible pet ownership.
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