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Getting a New Car Key Cut An auto locksmith can save you money if you compare it to a dealer. They can make keys replacements for all vehicle models and key types, including fobs that require programming. Laser cut keys have thicker shanks and less carved-out grooves. They also come with transponder chips that need to be programmed into your car. This is more complex and takes more time, but it's still less expensive than going to an auto dealer. What Kind of Keys Do I Really Need? The type of keys you own is important when replacing lost car keys.